Get Into Your Own Home With 1% Deposit.
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Terms & Conditions
The promoter of this promotion ("the Promotion") is Australian Property Alliance Pty Ltd t/a Nicheliving (ACN 102 889 896) ("the Promoter").
1. This promotion (“the Offer”) is made by Australian Property Alliance Pty Ltd t/a Nicheliving Real Estate (ACN 102 889 896) ("the Agent on behalf of the Seller").
2. This Offer applies to purchasers ("Purchaser") over the age of 18 years of selected Nicheliving house and land packages as set out in the Official Price List and as referred to on the website www.nicheliving.com.au ("the house and land packages"). The Official Price List is available from the Seller upon request.
3. The house and land packages must be purchased by 30 June 2014 and settlement with respect to the house and land packages must occur within 14 days of issue of titles, whichever occurs sooner.
4. Assumptions: Annual income $100,000 individual. $300,000 mortgage. Inflation 4%. Growth 4%. Interest rate to stay constant at 6.5%. Applicant is borrowing 100% finance by way of equity in their existing home. Rental expenses to be 30% of gross rental income to take into consideration normal vacancy and other associated expenses. Rental yield of 4.24%. The above is subject to lenders normal lending criteria. Rates and repayment may be subject to change.
5. The buyer will be able to enter into a contract to purchase a selected Nicheliving house and land package whilst saving their deposit over a maximum period of up to six months from contract date. At the end of this period, should the buyer not have the required savings or deposit required to obtain a loan to purchase the selected package, the seller will have the option to extend or cancel the contract at that time by notifying the buyer in writing.
6. This document and any other details contained within promotional advertisements of the Seller, its agent Australian Property Alliance (APA) t/a Nicheliving Real Estate or on the websites www.nicheliving.com.au and www.facebook.com/nicheliving each form part of the terms and conditions with respect to the Offer.7. Nicheliving make no representations or stipulation as to who provides finance, this is up to the individual or purchaser to arrange their own finance.
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The Australian Dream
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